Selling Your FBO Starts With Preparation
Selling an aviation business rarely begins with simply finding a buyer. The outcome is usually shaped long before the first buyer conversation—through valuation, documentation, and a disciplined process that positions the business correctly in the aviation market.
FBOsForSale works with aviation business owners nationwide who are considering how to sell my FBO through a confidential transaction process designed to attract qualified buyers and maintain leverage throughout negotiations.
Employer Healthcare Consultant Serving Greater Cincinnati and the Tri-State
Scott Hettesheimer has practiced in Cincinnati since the agency's founding — serving Ohio, Kentucky, and Indiana employers with the same fiduciary standard and the same direct-access consulting model for more than 40 years.
Greater Cincinnati's Independent Fiduciary Benefits Advisor
Most benefits consultants operating in the Cincinnati market are commission-based brokers with carrier volume relationships that create structural conflicts with the employers they represent. Scott's practice is built differently: no carrier contracts, no volume bonuses, and a compensation model tied exclusively to documented savings.
Ask every Cincinnati benefits consultant to show you their fee structure. Then call Scott.
The Advanced Benefit Design framework is available to Tri-State employers — companies headquartered in Greater Cincinnati, Northern Kentucky communities including Covington, Florence, Erlanger, and Fort Mitchell, and southeastern Indiana employers in Lawrenceburg, Aurora, and Rising Sun. All are served under the same ERISA framework regardless of state of incorporation or employee location.
One Plan. Three States. One Federal Standard.
Tri-State employers with employees across Ohio, Kentucky, and Indiana face a complexity that carrier-administered plans handle inconsistently and expensively. Under ERISA federal preemption, a self-funded plan operates under a single federal framework — one consistent plan design, one claims adjudication standard, and one fiduciary advisor — regardless of where employees live or work.
Ohio is fully served under Scott's
ERISA framework. Kentucky and Indiana employers and their Ohio-based employees operate under the same plan design with no state-level regulatory conflict affecting benefits, compliance, or administration. This is a specific structural advantage over consultants operating under state insurance license constraints.
Forty Years in the Tri-State
Scott's Cincinnati-area clients span manufacturing, professional services, healthcare organizations, and closely held family businesses. The documented results — $761,774 in annual savings for a 128-employee group at fourth-year renewal, $11,048.64 PEPY against a 2026 industry average of $17,000 — are outcomes from the same market Scott has served since the agency's founding.
Best of Cincinnati. BBB Accredited A+. HealthCare.gov 2018 Elite Circle of Champions. Forty years of Tri-State client relationships that started with a direct conversation and never involved a call center.
What Cincinnati-Area Employers Ask
How do I reduce employee health costs for my Cincinnati-area company?
The mechanism is the elimination of the embedded revenue layers inside your current carrier arrangement — administrative overrides, pharmacy spread pricing, stop-loss margin layering, and broker volume compensation. Scott's Cost Modeling Report uses your actual claims data to identify the recoverable dollars specific to your plan before any changes are proposed. The engagement fee is $6,000, guaranteed against $40,000 in identified savings or refunded in full — with the ongoing relationship structured as a three-year agreement at 25% of documented savings.
What makes Scott Hettesheimer different from other benefits consultants in Cincinnati?
The compensation structure is the clearest answer. Scott earns 25% of documented savings — nothing else. No carrier commissions, no volume overrides, no flat advisory fees. Every other recommendation follows from that structure: independent vendor selection, fiduciary-standard plan design, and a consulting model in which his income scales only when yours decreases.
Does Scott serve employers in Northern Kentucky and southeastern Indiana?
Yes. The Greater Cincinnati market includes employers in Covington, Florence, Erlanger, Fort Mitchell, Lawrenceburg, Aurora, and Rising Sun. All are served under the same Advanced Benefit Design framework and ERISA plan structure as Ohio-headquartered employers.
