Fraud, Waste and Abuse are Driving Your Health Care Costs! The ACA is Written to Increase Cost. Administrators and PBMs are Triple Dipping for Profits. Hospital Charges go Unchecked. Is Your Broker Solving for These Costs Drivers?


We Identify All Revenue Streams in Your Healthcare Supply Chain and Manage Your Entire Supply Chain.


We Improve Clinical & Financial Outcomes Saving Tens of Thousands of Dollars!

Hettesheimer Insurance Agency Inc. & Associates, DBA Group Benefits Experts, wholly owned subsidiary, Advanced Benefit Design Institute is a Cincinnati-based family firm with a 55-year history in the community. Offices in Colerain, Blue Ash, Beechmont, and Covington. All our specialized associates are highly trained, experienced and deliver concierge service. Scott Hettesheimer, President, began his insurance career in February 1977. Mr. Hettesheimer's specialty is in self-insured, custom crafted benefit plans for Business Owners with 35+ employees. We design benefit plans that will attract and retain employees, improving clinical and financial outcomes. Unique Medical Advocacy provides measured improvements in member health. We provide employers with healthcare shopping tools, 100% transparency, proactive management, and comprehensive, transparent administrate platforms to administrate your benefit plan.

The quality of our service is best reflected in the opinions of our agency's clients. Denise Salyers is our group health customer account manager and is dedicated and compassionate with all our customer's health insurance service needs. Whether it is helping an employee resolve a claim issue or assisting in administrating benefits, she provides 100% customer satisfaction. Denise has worked for Hettesheimer Insurance Agency Inc., & Associates for 18 years.

Our team has unparalleled expertise and experience. All our products and services are brilliantly conceived and flawlessly delivered. We provide comprehensive market evaluations with cost reducing solutions for all your insurance and benefit related needs.

The Hettesheimer Insurance Agency supports the following organizations:

st jude childrens 5017          wwp logo logo           Shriners

Serviced Slush Puppie Corporation throughout all 50 states and 3 countries for over 30 years!



slush puppie converted


3 awards


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PO Box 531778, CINCINNATI, OH 45253            513.661.7581            This email address is being protected from spambots. You need JavaScript enabled to view it.


We are Greater Cincinnati's Health Care Expense Reduction Experts; delivering the "Best of the Best," solving employer's benefit affordability issues.

We deliver concierge service, solving healthcare and healthcare benefit needs. Our custom crafted healthcare solutions create long-term solutions. Our benefits attract and retain talent. We improve benefit satisfaction and reduce healthcare need through better health. Technology, service and innovative risk management solutions that meet the serious challenges faced in the Era of Health Care Reform.

Our mission is to assist people in achieving a better state of health. A quality lifestyle is correlated with heatlhy behavior. We design benefits plans that are customer-focused solutions, identifyin benefits need from your past 24 months of healthcare consumption. We are recognized as an independent strategic partner.