Individual health coverage is affordable and available to you with freedom of choice if you are healthy. If you are unsure of your “healthy” status, then submit a “trial application” instead of a formal application to an insurance company. This procedure will help in keeping negative insurance history off of your record.
You care about your health. That’s why you are actively seeking health care coverage. You can choose the level of health coverage that is best for you from our site. We have a range of deductibles, prescription drug coverage and co-pays for doctor visits available. Health Savings Accounts are a good choice for persons looking for the lowest cost possible along with an income tax deduction. Health Savings Plans are not offered with co-pays or prescription drug cards.
All the plans we offer are managed care, PPO’s, meaning there is a list of network physicians, hospitals and other misc. providers. Check the Directory of Network Provider for your doctors, local hospital and other local facilities. You have the freedom to choose a non-network provider however; you will be required to pay a lot more of the bill. We recommend you make every effort to use in-network providers for all medical needs.
We are available to help you make decisions on coverage choices for your health care needs. You may email us or call us.
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