We are Hettesheimer Insurance Agency, Inc. & Associates. We work with business owners in the Tri State, showing them how to reduce their cost of delivered health care which will help to flatten the increase in health insurance cost. You can continue to provide quality benefits and increase the quality of life of your employees and their dependents. “How to flatten the cost of increase of health care is a crisis for business owners and their employees.”
Our technology solution along with our unique philosophy of plan design creates immediate savings. We design your benefits based on employee needs from diagnosis and treatment which we discover from the initial data mining. We can create immediate savings; however our goal is to flatten the cost of renewal while improving the “quality of life” of your covered population. The productivity of employees will increase, absenteeism goes down and disability claims decline by utilizing our case management. Our wellness, case management, predictive modeling and disease management technology out performs every product available in the nation and creates a ROI 2, 3 to 4 times greater than competitors’ offerings. We achieved as an average, a 7+:1 ROI that is evidence based from your group’s health care expenses, not from industry benchmarking. We accomplish this for every business we work with. We mine data, analyze, implement, take action, report, communicate and monitor compliance in every employer solution. We can contract with you as a third party vendor, with or without an agent.
Employer benefits are critical, but unfortunately overlooked. Most employers do not know the full extent of the liability that they are exposed to by providing benefits. Our risk analysis/ management expertise is unsurpassed. Our unique and comprehensive “Full Benefits Audit” interview identifies compliance and risk you as the business owner have with partners, employees and benefits. We counsel on how to eliminate or insure these exposures, any of which could close your business.
Hettesheimer Insurance Agency, Inc. & Associates specializes in flattening the increase in cost of benefit plans, on payroll taxes, business owner’s income and company earnings.
We provide access to all the plan documents and administration solutions that assures full compliance with the planning you implement. We have extensive experience in assisting employers find safe and sound, innovative, cost effective solutions for benefits and risks issues affecting their business.
